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Family · 6 min

Carrying on as your kid

What a will changes, what the estate tax takes, and whether to pick the eight-year-old or the fifty-year-old.

When you die

  • The game names what actually wore you down, and the death screen tells your life story.
  • The death notice comes first, then the estate settles.

Without a will

  • Debts come out first and never pass to anyone; an estate can reach zero but not go negative.
  • Anything above $500,000 is taxed at 15%.
  • A surviving spouse takes half and the children split the rest equally — even a child you never spoke to. Anyone else (an unmarried partner of twenty years, a parent, a best friend) gets nothing.

With a will

  • Make a will with a lawyer: do-it-yourself, budget, estate or top firm. The lawyer sets the fee; a top firm can also lower (never remove) the estate tax.
  • A will can leave money, a particular home or a whole business to a particular person. A home or business passes in kind only if the estate can carry it after debts and tax; otherwise it is sold.
  • People react to what you leave them, and a will can be contested at death.
  • Heirs keep their partners and their JobFinder jobs.

Picking a child

  • You can carry on as any of your children, in the same world with the same people. They start with what you left them.
  • A young child is a long game; an adult child is a short one with a head start.
  • Your old character stays in the family tree, the news archive and the charts.